California Chapter 13 Bankruptcy Information
Serving residents in Riverside, San Bernardino, Orange, Los Angeles and San Diego Counties.
Chapter 13 Bankruptcy is a federal law enacted by the U.S. Congress to help individuals, families, and small businesses who find themselves in financial difficulty and unable to pay all of their debts. A Chapter 13 plan provides for a reorganization or consolidation of debt through reduced affordable payments budgeted to income and living expenses.
Chapter 13 Bankruptcy stops foreclosures by allowing you to pay past due mortgage payments over a period of three to five years. Chapter 13 Bankruptcy may also allow you to restructure auto loans so that payments are more affordable. Chapter 13 will stop automobile repossessions.
Chapter 13 Bankruptcy allows for the consolidation or elimination of debts including, credit cards, medical bills and taxes. Chapter 13 Bankruptcy helps people who are experiencing job loss, illness, divorce or other circumstances that prevent them from being able to keep up on their monthly bills. Chapter 13 Bankruptcy will put you on track towards debt elimination and re-establishing credit, under California Bankruptcy law.
California Chapter 13 Bankruptcy offers debt relief. It stops garnishments, repossessions and foreclosures.
We are here to help you! If you are considering filing bankruptcy under California Chapter 13 bankruptcy, you are invited to make an appointment for a free telephone consultation with Bankruptcy Attorney Lorene Lynn Mies. Contact lorene@lmieslaw.com or call us at 1-951-894-4791.